Legal Disclaimer: This Submission Form shall be used to pre-qualify the borrower and is not regarded as Lender taking and/or accepting a borrower's loan application for a mortgage loan. This Submission Form does not constitute an offer (or a loan commitment) to lend. All mortgage loan programs, loan-to-value, loan amounts, applicants and property values, property type and property use are subject to lender underwriting guidelines and credit approval. Generally, most mortgage loan programs will require verification of applicant's tax returns, income, assets, employment and credit score. Not all applicants will qualify for the mortgage loan products being offered. The loan-to-value will vary based on the applicant's individual qualifications, income, assets, debts, liquidity, business experience, past lending history, credit score, loan purpose, loan program and lender underwriting guidelines. All mortgage loan programs, terms, conditions and interest rates are subject to change without notice. Other restrictions and limitations may apply.