Legal Disclaimer: This advertisement does not constitute an offer (or a loan commitment) to lend. All loan programs, loan-to-value, loan amounts, applicants and property values, property type and property use are subject to lender underwriting guidelines and credit approval. Most loan programs will require verification of applicantÂÂÂs tax returns, income, assets, employment and credit score. Not all applicants will qualify for the mortgage loan products being offered. The loan-to-value will vary based on the applicantÂÂÂs individual qualifications, income, assets, debts, liquidity, business experience, past lending history, credit score, loan purpose, loan program and lender guidelines. All loan programs, terms, conditions and interest rates are subject to change without notice. Other restrictions and limitations apply.