residential | jumbo Loans | above $417,001 | GUIDELINES

Loan Amount:$417,001 to $3,000,000 USD
Loan-to-Value:Up to 90% LTV ... depending on the loan amount, LTV and credit score
Primary Homes:Up to 90% LTV with 740 credit score ... up to $1.5M loan amount
Second Homes:Up to 75% LTV with 720 credit score ... up to $1.5M loan amount
Cash-Out Refinance:Up to 75% LTV with 740 credit score ... up to $1M loan amount
Rate + Term Refinance:Up to 90% LTV with 740 credit score ... up to $1.5M loan amount
Property Use:Primary, Secondary or Vacation Homes
Property Type:Condos, Single Family Homes, Townhouses, 1-4 Units and MORE ...
Loan Programs:5/1  |  7/1  |  10/1  |  15yr  | 30yr
Loan Amortization:Up to 30yr Amortization
Cash Reserves:6 to 24 months ... depending on the loan amount, LTV and credit score
Escrow Reserves:Generally ... No 
Argentinian Nationals:Yes ... We Finance
Venezuelan Nationals:Yes ... We Finance
Ecuadorean Nationals:Yes ... We Finance
Russian Nationals:Yes ... We Finance
Chinese Nationals:Yes ... We Finance
Visa Type:US Work Visas, Green Card Holders, Residents + US Citizens
Borrower's Work: Either Self-Employed or Salaried W-2 Employees
Borrower's Assets:Verified ... Lender will Review Borrower's US Assets
Borrower's Income:Verified ... Lender will Review Lender's Income
Credit Score:Verified ... Borrower's Credit Score will determine LTV and interest rate
Debt-to-Income:Up to 43% Debt-to-Income allowed (total income vs total liabilities)
Today's Interest Rates:Call for a Quote

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Legal Disclaimer: This advertisement does not constitute an offer (or a loan commitment) to lend. All loan programs, loan-to-value, loan amounts, applicants and property values, property type and property use are subject to lender underwriting guidelines and credit approval. Most loan programs will require verification of applicants tax returns, income, assets, employment and credit score. Not all applicants will qualify for the  mortgage loan products being offered. The loan-to-value will vary based on the applicants individual qualifications, income, assets, debts, liquidity, business experience, past lending history, credit score, loan purpose, loan program and lender guidelines.  All loan programs, terms, conditions and interest rates are subject to change without notice.  Other restrictions and limitations may apply.